Sapphire SME Plans +
Personalised Telehealth Benefit
Access quality care from our HMO partners plus telehealth benefits
that gives you access to providers in the U.S, U.K, Canada, Asia, and Africa.
Plans | Sapphire Starter | Sapphire Starter Premium |
|---|---|---|
Individual Premium/Annum (₦)1 | ₦73,014 | ₦260,682 |
Region of Cover | Local | Local |
Hospital Category | C-D | B-D2 |
Inpatient Limit (₦) | 450000 | 500000 |
Accidents & Emergencies: Resuscitative or lifesaving initial treatment | ₦200,000 | ₦250,000 |
Accommodation (including feeding) | General Ward (15 Days/Annum) | Semi Private Ward (20 Days/Annum) |
Inpatient medication | √ (Up to Inpatient Limit) | √ (Up to Inpatient Limit) |
Surgeries3 | ₦200,000 | ₦250,000 |
Outpatient Limit(₦) | 170000 | 200000 |
Consultations | ||
Hospital based consultations with General practice doctors and medical officers | √ (Up to Outpatient Limit) | √ (Up to Outpatient Limit) |
Hospital based Consultations with specialists | √ (Up to 12 visits/Annum) | √ (Up to 12 visits/Annum) |
Medications | ||
Chronic Disease Medication | - | ₦100,000 |
Outpatient Prescription Medicines | ₦80,000 | ₦100,000 |
Diagnostics | ||
Basic Diagnostic Tests5 | √ (Up to Outpatient Limit) | √ (Up to Outpatient Limit) |
Immunizations | ||
NPI Immunizations for 0-5years | BCG, Measles, DPT, Oral polio, IPV, Vitamin A supplementation, Pentavalent vaccine | BCG, Measles, DPT, Oral polio, IPV, Vitamin A supplementation, Pentavalent vaccine |
Additional Immunizations for 0-5 years | Hepatitis B, HIB, Yellow Fever | Hepatitis B, HIB, Chicken Pox, MMR, Pneumococcal, Rotavirus, Yellow Fever |
Additional Immunizations for 6yrs and above | Hepatitis B, Yellow Fever | Hepatitis B, Yellow Fever |
Ambulance Evacuation Services | ||
Home/Road Side to Hospital | √ (Hospital to Hospital Only) | √ (4 Times Per Annum) |
Other Benefits | ||
Critical Illness + Death Cover6 | ₦100,000 | ₦250,000 |
Dental Care | Relief of pain, Composite & Amalgam Fillings, Non-surgical extractions, Scaling and Polishing (₦15,000 per annum) | Relief of pain, fillings, Non- surgical extractions, preventive care, scaling and polishing, Dental Surgical Extraction (₦30,000 per annum) |
Mortuary Services (Cleaning, Embalmment, Storage, Autopsy) | ₦50,000 | ₦50,000 |
Optical care: Eye testing, Treatment of acute eye diseases. | ₦15,000 Limit | ₦30,000 Limit |
Physiotherapy | ₦20,000 | ₦30,000 |