Access accurate diagnosis, get second opinions, health and wellness services,
and more from licensed global health and wellness providers.
Start enjoying good health at its peak
Silver Plan
Coverage Area: Africa + UAE + Asia + UK + US
get up to 16% off and more features
when you purchase the annual plan
$4.50 (N2500)
$13.04/Quarter (N7,500)
$43.50/Annum (N25,000)
Wellness Benefits
(discounts apply when you visit any of our partner wellness facilities/centers)
5% Discount off each teleconsultation session
- Mental health sessions
- Gym Sessions & Fitness Classes/Trainings
- Yoga Classes & Instructions
- Nutrition Coaching including Diet Management & Healthy Meal Plans
- Health & Personal Care Trainings
- Weight Management Sessions
- Consultations with Nutritionists & Estheticians
- Chiropractic Sessions
- Spa Sessions (including deep tissue, full body massage & exfoliation)
- Addiction Trainings (including Smoke Cessation Training)
- Alternative Medical Sessions (limited to Naturopathy)
| Plan | Silver Plan |
|---|---|
|
Individual Premium/Month |
$4.50 (N2500)
|
|
Individual Premium/Quarterly
|
$13.04 (N7500) |
|
Individual Premium/Annum |
$43.50 (N25,000) |
|
Annual coverage limit |
$243.50 (N140,000)
|
|
Area of Cover
|
Africa + UAE + Asia + UK + US
|
|
Local consultation with General Practitioner or Follow-Up (Including 2nd opinions and diagnosis, prescriptions/ lab test/imaging test reviews)
|
Capped at 2 consultations per quarter
|
|
Foreign consultation with General Practitioner or Follow-Up (Including 2nd opinions and diagnosis, prescriptions/ lab test/imaging test reviews) |
Covered up to 20% per visit
|
|
Local Specialist Consultations or Follow-Up (Including 2nd opinions and diagnosis)
|
Capped at 1 consultations per quarter
|
|
Foreign Specialist Consultations and Follow-Up (Including 2nd opinions and diagnosis, prescriptions/ lab test/imaging test reviews) |
Covered up to 10% per visit |
|
Free Breast Examination (Mammogram) at partner labs
|
Capped at 1 screening per annum |
|
Free Pap smear (test for cervical cancer in women) at partner labs |
Capped at 1 screening per annum |
|
One Free Annual Consultation with a local Gynecologist |
Covered |
|
Local consultation with Pediatric Specialist |
Capped at 1 consulation per quarter |
|
Foreign consultation with Pediatric Specialist |
Cover up to 20% per visit |
|
Psychiatry sessions including medication (local and foreign teleconsultations)
|
5% discount off each teleconsultation session |
|
Annual Postrate Cancer Screening at partner labs |
Covered |
|
Schedule laboratory tests (health screening) & X-Rays at partner labs |
Annual coverage of up to $26 (N15,000) |
|
Advanced investigations (including discounted MRI, CT Scans, PET Scans at partner imaging centers) |
Covered up to $35 (N20,000) per annum |
|
Molecular Diagnostics (including discounted COVID-19 |
Out of Pocket |
|
Post-procedure care cordination abroad |
Not covered |
|
Order Prescription Medicines (pick up at partner pharmacy closest to you/request delivery) |
Covers only Malaria and Typhoid prescriptions (Covered up to $17.39 (N10,000) per annum) |
|
Coordination and matching to care facilities abroad for elective & non-elective procedures (including Visa, Travel & Logistics, clinical liaison, billing and other concierge support)
|
Not covered |
|
Coordination and matching to care facilities abroad for elective & non-elective procedures (including Visa, Travel & Logistics, clinical liaison, billing and other concierge support)
|
Not covered |
|
Personalized Access Portal
|
Covered |
|
Personalized Message a provider feature |
Covered |
|
Digital access to electronic medical record (EMR) |
Covered |
|
EMR free storage space |
1GB |
|
Health education and resource access |
Covered |
Notes **
| Benefits are restricted to outpatient services only. These are any service or treatment that doesn’t require hospitalisation and any appointment at a facility outside the hospital. | ||||
| Free chat access available for medical emergencies and routine medical information. | ||||
| Access loans to purchase medication, pay for your surgical procedures and cater to your well being within 24-48 hours. Pay back monthly at very low interest rates. Apply here | ||||
| **Health screening includes Physical, BP, HIV, Cholesterol, Blood Sugar, PCV, Urinalysis, aLFT, E/u/Cr, ECG, Pap Smear, Physical Breast Examination, Mammogram, PSA Test. | ||||
| Local consultation with a General Practitioner or Follow-Up covered at only 1 consultation per month | ||||
| Laboratory tests cover only basic lab tests | ||||
| Local specialist consultation is only accessible after the first quarter | ||||
| Free breast exam, and prostate cancer screenings are only accessible after 12 months for monthly and quarterly subscribers. Annual subscribers can access these benefits as soon as they sign up | ||||
| Free Annual Consultation with a local Gynecologist is only accessible after the second quarter | ||||
| Covered prescription medication only covers malaria and typhoid medication | ||||
| Free pap smear is only accessible after 6 months for monthly and quarterly subscribers. Annual subscribers can access these benefits as soon as they sign up |
EXCLUSIONS: The following are excluded from all plans
| Advanced and complex investigations not stated in schedule of covered services | ||||
| Other investigations and treatment for problems relating to infertility e.g. hydrotubation, hysterosalpingogram, I.V.F, G.I.F.T and artificial insemination | ||||
| Virility enhancing drugs | ||||
| Herbal drugs, non-prescription drugs, food supplements and experimental drugs and treatment | ||||
| Other laboratory investigations not listed in the schedule of covered services | ||||
| Dental care | ||||
| Home care and domiciliary services | ||||
| Joint replacements and prosthetic limbs | ||||
| Long term psychiatric illness (Longer than 6 months) | ||||
| Comprehensive health screening/well persons check outside the scope of the benefits covered by the health checks. | ||||
| Pre – School Health examinations | ||||
| Neonatal care and treatment for newborns | ||||
| All Covid-19 Treatment | ||||
| Speech disorders | ||||
| Management of severe burns (Burns covering more than 10% body surface area) | ||||
| Learning difficulties, behavioral and developmental problems | ||||
| Consultations with unrecognized consultants, hospitals, family doctors, therapists, or complementary medicines practitioners | ||||
| Any other treatment, service, procedure or investigation not listed in the schedule of covered medical services | ||||
| Emergency services |