Access accurate diagnosis, get second opinions, health and wellness services,
and more from licensed global health and wellness providers.
Start enjoying good health at its peak
Gold International Plan
Coverage Area: Africa + UAE + Asia + UK + US
get up to 16% off and more features
when you purchase the annual plan
$14.50/Month (N8,300)
$28.70/Quarter (N16,500)
$95.65/Annum (N55,000)
Wellness Benefits
(discounts apply when you visit any of our partner wellness facilities/centers)
5% Discount off each teleconsultation session
- Mental health sessions
- Gym Sessions & Fitness Classes/Trainings
- Yoga Classes & Instructions
- Nutrition Coaching including Diet Management & Healthy Meal Plans
- Health & Personal Care Trainings
- Weight Management Sessions
- Consultations with Nutritionists & Estheticians
- Chiropractic Sessions
- Spa Sessions (including deep tissue, full body massage & exfoliation)
- Addiction Trainings (including Smoke Cessation Training)
- Alternative Medical Sessions (limited to Naturopathy)
| Plan | Gold International Plan |
|---|---|
|
Individual Premium/Month |
$14.50 (N8,300)
|
|
Individual Premium/Quarterly
|
$28.70 (N16,500)
|
|
Individual Premium/Annum |
$95.65 (N55,000)
|
|
Annual coverage limit |
$643.50 (N370,000)
|
|
Area of Cover
|
Africa + UAE + Asia + UK + US
|
|
Local consultation with General Practitioner or Follow-Up (Including 2nd opinions and diagnosis, prescriptions/ lab test/imaging test reviews)
|
Capped at 4 consultations per quarter
|
|
Foreign consultation with General Practitioner or Follow-Up (Including 2nd opinions and diagnosis, prescriptions/ lab test/imaging test reviews) |
Cover up to 50% per visit |
|
Local Specialist Consultations or Follow-Up (Including 2nd opinions and diagnosis)
|
Capped at 2 consultations per quarter
|
|
Foreign Specialist Consultations and Follow-Up (Including 2nd opinions and diagnosis, prescriptions/ lab test/imaging test reviews) |
Cover up to 30% per visit
|
|
Free Breast Examination (Mammogram) at partner labs
|
Capped at 1 screening per annum |
|
Free Pap smear (test for cervical cancer in women) at partner labs |
Capped at 1 screening per annum |
|
One Free Annual Consultation with a local Gynecologist |
Covered |
|
Local consultation with Pediatric Specialist |
Capped at 1 consulation per quarter and a follow-up |
|
Foreign consultation with Pediatric Specialist |
Cover up to 50% per visit
|
|
Psychiatry sessions including medication (local and foreign teleconsultations)
|
10% discount off each teleconsultation session
|
|
Annual Postrate Cancer Screening at partner labs |
Covered |
|
Schedule laboratory tests (health screening) & X-Rays at partner labs |
Annual coverage of up to $52.17 (N30,000)
|
|
Advanced investigations (including discounted MRI, CT Scans, PET Scans at partner imaging centers) |
Covered up to $70 (N40,000) per annum
|
|
Molecular Diagnostics (including discounted COVID-19 |
Out of Pocket |
|
Post-procedure care cordination abroad |
Not covered |
|
Order Prescription Medicines (pick up at partner pharmacy closest to you/request delivery) |
Covers only Malaria and Typhoid prescriptions (Covered up to $52.17 (N30,000) per annum |
|
Coordination and matching to care facilities abroad for elective & non-elective procedures (including Visa, Travel & Logistics, clinical liaison, billing and other concierge support)
|
Not covered |
|
Coordination and matching to care facilities abroad for elective & non-elective procedures (including Visa, Travel & Logistics, clinical liaison, billing and other concierge support)
|
Not covered |
|
Personalized Access Portal
|
Covered |
|
Personalized Message a provider feature |
Covered |
|
Digital access to electronic medical record (EMR) |
Covered |
|
EMR free storage space |
1.5GB |
|
Health education and resource access |
Covered |
Notes **
| Benefits are restricted to outpatient services only. These are any service or treatment that doesn’t require hospitalisation and any appointment at a facility outside the hospital. | ||||
| Free chat access available for medical emergencies and routine medical information. | ||||
| Access loans to purchase medication, pay for your surgical procedures and cater to your well being within 24-48 hours. Pay back monthly at very low interest rates. Apply here | ||||
| **Health screening includes Physical, BP, HIV, Cholesterol, Blood Sugar, PCV, Urinalysis, aLFT, E/u/Cr, ECG, Pap Smear, Physical Breast Examination, Mammogram, PSA Test. | ||||
| Local consultation with a General Practitioner or Follow-Up covered at only 1 consultation per month | ||||
| Laboratory tests cover only basic lab tests | ||||
| Local specialist consultation is only accessible after the first quarter | ||||
| Free breast exam, and prostate cancer screenings are only accessible after 12 months for monthly and quarterly subscribers. Annual subscribers can access these benefits as soon as they sign up | ||||
| Free Annual Consultation with a local Gynecologist is only accessible after the second quarter | ||||
| Covered prescription medication only covers malaria and typhoid medication | ||||
| Free pap smear is only accessible after 6 months for monthly and quarterly subscribers. Annual subscribers can access these benefits as soon as they sign up |
EXCLUSIONS: The following are excluded from all plans
| Advanced and complex investigations not stated in schedule of covered services | ||||
| Other investigations and treatment for problems relating to infertility e.g. hydrotubation, hysterosalpingogram, I.V.F, G.I.F.T and artificial insemination | ||||
| Virility enhancing drugs | ||||
| Herbal drugs, non-prescription drugs, food supplements and experimental drugs and treatment | ||||
| Other laboratory investigations not listed in the schedule of covered services | ||||
| Dental care | ||||
| Home care and domiciliary services | ||||
| Joint replacements and prosthetic limbs | ||||
| Long term psychiatric illness (Longer than 6 months) | ||||
| Comprehensive health screening/well persons check outside the scope of the benefits covered by the health checks. | ||||
| Pre – School Health examinations | ||||
| Neonatal care and treatment for newborns | ||||
| All Covid-19 Treatment | ||||
| Speech disorders | ||||
| Management of severe burns (Burns covering more than 10% body surface area) | ||||
| Learning difficulties, behavioral and developmental problems | ||||
| Consultations with unrecognized consultants, hospitals, family doctors, therapists, or complementary medicines practitioners | ||||
| Any other treatment, service, procedure or investigation not listed in the schedule of covered medical services | ||||
| Emergency services |